2315 E 7 ST TX 78702
| Owner | CASH AMERICA HOLDING INC |
|---|---|
| Parcel ID | 0204100312 |
| Short ID | 192048 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 3,882 SF |
| Land SF | 20,645 SF |
| Acres | 0.474 |
| Year Built | 1982 |
| Legal | LOT 3&4 LESS SW TRI & SE TRI OF LOT 2 BLK 11 OLT 23 DIV A LINCOLN PLACE |
| Neighborhood | 20CEN |
| Land | $1,858,050 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,858,050 |
| Improvement | $50,650 |
|---|---|
| Total Improvement | $50,650 |
| Market | $1,908,700 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,908,700 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,908,700 |
| Taxable Value | $1,908,700 |
|---|
Appreciation: Market value has risen +20.6% from $1,583,185 (2021) to $1,908,700 (2025), a CAGR of 4.8% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $39,061. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 97% of market value ($1,858,050 land vs $50,650 improvements), about $90/SF of land. With value concentrated in the land under a ~44-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $1,908,700, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +4.8% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,411,266 by 2030, with an estimated annual tax burden around $45,422. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
4 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 9,500 SF | ✗ |
| 1ST | 1st Floor | 3,882 SF | ✓ |
| 611 | TERRACE | 400 SF | ✗ |
| 501 | CANOPY | 119 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $17,659.29 | $17,659.29 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $10,001.91 | $10,001.91 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $7,173.75 | $7,173.75 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $2,252.71 | $2,252.71 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,973.60 | $1,973.60 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $39,061.26 | $39,061.26 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,913,067 | $1,908,700 | +0.2% |
| Assessed Value | $1,913,067 | $1,908,700 | +0.2% |
| Land Value | $1,858,050 | $1,858,050 | +0.0% |
| Improvement Value | $55,017 | $50,650 | +8.6% |
| Taxable Value | $1,913,067 | $1,908,700 | +0.2% |
| Total Tax 2026 = estimate |
~$39,151
Estimated
|
~$39,061
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,913,067 | $1,913,067 | +0 (+0.0%) |
| Taxable Value | $1,913,067 | $1,913,067 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,913,067 | $1,858,050 | $55,017 | — | $1,913,067 | $1,913,067 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,908,700 | $1,858,050 | $50,650 | — | $1,908,700 | $1,908,700 | ~$39,061 | Partial |
| 2024 | $1,935,000 | — | — | −$76,950 | $1,858,050 | $— | $37,827 | Verified |
| 2023 | $1,727,934 | — | — | — | $1,858,050 ! | $— | $35,009 | Verified |
| 2022 | $1,624,380 | — | — | — | $1,651,600 ! | $— | $34,125 | Verified |
| 2021 | $1,583,185 | — | — | −$34,810 | $1,548,375 | $— | $35,358 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +0.2% | +0.2% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -2.7% | -2.7% | ~100% | 1.9800% | Verified |
| 2023 | +13.5% | +13.5% | ~100% | 1.7900% | Verified |
| 2022 | +6.4% | +6.4% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.2300% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +17.5% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.2% | +4.0% | +4.7% | +12.0% | 2024 | -1.4% | 2025 |
| Assessment Ratio | 100.0% | 100.5% | — | 107.5% | 2023 | 96.0% | 2024 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$39,061 | $36,276 | ~$42,824 | $39,061 | 2025 | $34,125 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,000,042 | ~$2,000,042 | ~2.0139% | ~$40,280 | +4.8% |
| 2027 | ~$2,095,756 | ~$2,095,756 | ~1.9814% | ~$41,525 | +9.8% |
| 2028 | ~$2,196,050 | ~$2,196,050 | ~1.9488% | ~$42,797 | +15.1% |
| 2029 | ~$2,301,143 | ~$2,301,143 | ~1.9163% | ~$44,097 | +20.6% |
| 2030 | ~$2,411,266 | ~$2,411,266 | ~1.8837% | ~$45,422 | +26.3% |
| 2026 | ~$1,961,868 | ~$1,961,868 | ~2.0465% | ~$40,149 | +2.8% |
| 2027 | ~$2,016,518 | ~$2,016,518 | ~2.0465% | ~$41,268 | +5.6% |
| 2028 | ~$2,072,689 | ~$2,072,689 | ~2.0465% | ~$42,417 | +8.6% |
| 2029 | ~$2,130,426 | ~$2,130,426 | ~2.0465% | ~$43,599 | +11.6% |
| 2030 | ~$2,189,770 | ~$2,189,770 | ~2.0465% | ~$44,813 | +14.7% |
| 2026 | ~$2,038,216 | ~$2,038,216 | ~1.9977% | ~$40,717 | +6.8% |
| 2027 | ~$2,176,521 | ~$2,176,521 | ~1.9488% | ~$42,417 | +14.0% |
| 2028 | ~$2,324,210 | ~$2,324,210 | ~1.9000% | ~$44,160 | +21.8% |
| 2029 | ~$2,481,921 | ~$2,481,921 | ~1.8512% | ~$45,945 | +30.0% |
| 2030 | ~$2,650,334 | ~$2,650,334 | ~1.8024% | ~$47,769 | +38.9% |
In 2025, this property's market value of $1,908,700 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +35% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,908,700 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,935,000 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $1,727,934 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $1,624,380 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $1,583,185 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.