E U S HY 290 TX 78653
| Owner | GREATER TEXAS FEDERAL CREDIT U |
|---|---|
| Parcel ID | 0237620416 |
| Short ID | 773172 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 1,600 SF |
| Land SF | 41,473 SF |
| Acres | 0.952 |
| Year Built | 2011 |
| Legal | LOT 7A1 BLK A COTTONWOOD COMMERCIAL SOUTH SEC 1 AMD LT7A&7B RSB LT7&6B<6 |
| Neighborhood | 58NEA |
| Land | $829,460 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $829,460 |
| Improvement | $20,540 |
|---|---|
| Total Improvement | $20,540 |
| Market | $850,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $850,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $850,000 |
| Taxable Value | $850,000 |
|---|
Appreciation: Market value has risen +5.5% from $805,588 (2021) to $850,000 (2025), a CAGR of 1.4% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.6324% in 2025 (+0.0436% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $22,375. Manor ISD is the largest single contributor, at 41.1% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 98% of market value ($829,460 land vs $20,540 improvements), about $20/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $850,000, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +1.4% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $908,974 by 2030, with an estimated annual tax burden around $21,924. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 8,000 SF | ✗ |
| 1ST | 1st Floor | 1,600 SF | ✓ |
| 503 | CANOPY - BANK | 1,064 SF | ✗ |
| 501 | CANOPY | 240 SF | ✗ |
| 541 | FENCE COMM LF | 46 SF | ✗ |
| 435 | FENCE IRON LF | 20 SF | ✗ |
| 482 | LIGHT POLES | 6 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IMA Manor ISD | 1.3520% | 1.3520% | 1.0861% | 1.0814% | 1.0814% | +0.0000% | $9,191.90 | $9,191.90 | Paid |
| CMA City of Manor | 0.7827% | 0.7470% | 0.6789% | 0.8537% | 0.8537% | +0.0000% | $7,256.45 | $7,256.45 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,194.68 | $3,194.68 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,003.20 | $1,003.20 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $878.90 | $878.90 | Paid |
| E12 Travis County ESD # 12 | 0.1000% | 0.1000% | 0.0982% | 0.1000% | 0.1000% | +0.0000% | $850.00 | $850.00 | Paid |
| Combined Rate | 2.8087% | 2.7146% | 2.3671% | 2.5888% | 2.6324% | +0.0436% | $22,375.13 | $22,375.13 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $850,000 | $850,000 | +0.0% |
| Assessed Value | $850,000 | $850,000 | +0.0% |
| Land Value | $829,460 | $829,460 | +0.0% |
| Improvement Value | $20,540 | $20,540 | +0.0% |
| Taxable Value | $850,000 | $850,000 | +0.0% |
| Total Tax 2026 = estimate |
~$22,375
Estimated
|
~$22,375
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,342,467 | $850,000 | -492,467 (-36.7%) |
| Taxable Value | $1,020,000 | $850,000 | -170,000 (-16.7%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $850,000 | $829,460 | $20,540 | — | $850,000 | $850,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $850,000 | $829,460 | $20,540 | — | $850,000 | $850,000 | ~$22,375 | Partial |
| 2024 | $840,695 | — | — | −$11,235 | $829,460 | $— | $22,055 | Verified |
| 2023 | $806,441 | — | — | — | $829,460 ! | $— | $20,058 | Verified |
| 2022 | $810,425 | — | — | −$188,330 | $622,095 | $— | $21,892 | Verified |
| 2021 | $805,588 | — | — | −$390,858 | $414,730 | $— | $22,762 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +57.9% | +20.0% | 76.0% | Not available | Partial |
| 2025 | -5.5% | -5.5% | ~100% | Not available | Partial |
| 2024 | -10.1% | -10.1% | ~100% | 2.4500% | Verified |
| 2023 | +23.4% | +23.4% | ~100% | 2.0100% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 2.7000% | Verified |
| 2021 | base year | — | ~100% | 2.8300% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +1.1% | +1.4% | +4.2% | 2024 | -0.5% | 2023 |
| Assessment Ratio | 100.0% | 88.3% | — | 102.9% | 2023 | 51.5% | 2021 |
| Effective Tax Rate (2025) | 2.6300% | 2.6300% | — | 2.6300% | 2025 | 2.6300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$22,375 | $21,828 | ~$22,117 | $22,762 | 2021 | $20,058 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$861,480 | ~$861,480 | ~2.5883% | ~$22,298 | +1.4% |
| 2027 | ~$873,116 | ~$873,116 | ~2.5442% | ~$22,214 | +2.7% |
| 2028 | ~$884,909 | ~$884,909 | ~2.5001% | ~$22,124 | +4.1% |
| 2029 | ~$896,860 | ~$896,860 | ~2.4561% | ~$22,027 | +5.5% |
| 2030 | ~$908,974 | ~$908,974 | ~2.4120% | ~$21,924 | +6.9% |
| 2026 | ~$844,480 | ~$844,480 | ~2.6324% | ~$22,230 | -0.6% |
| 2027 | ~$838,997 | ~$838,997 | ~2.6324% | ~$22,085 | -1.3% |
| 2028 | ~$833,549 | ~$833,549 | ~2.6324% | ~$21,942 | -1.9% |
| 2029 | ~$828,136 | ~$828,136 | ~2.6324% | ~$21,800 | -2.6% |
| 2030 | ~$822,758 | ~$822,758 | ~2.6324% | ~$21,658 | -3.2% |
| 2026 | ~$878,480 | ~$878,480 | ~2.5663% | ~$22,544 | +3.4% |
| 2027 | ~$907,915 | ~$907,915 | ~2.5001% | ~$22,699 | +6.8% |
| 2028 | ~$938,336 | ~$938,336 | ~2.4340% | ~$22,839 | +10.4% |
| 2029 | ~$969,776 | ~$969,776 | ~2.3679% | ~$22,963 | +14.1% |
| 2030 | ~$1,002,270 | ~$1,002,270 | ~2.3018% | ~$23,070 | +17.9% |
In 2025, this property's market value of $850,000 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -40% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $850,000 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $840,695 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $806,441 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $810,425 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $805,588 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.