19320 CLOUDY BAY DR TX
| Owner | ZAINY AHMED SR & RIMA MOHAMMAD KAVABACH |
|---|---|
| Parcel ID | 0274670714 |
| Short ID | 927367 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,645 SF |
| Land SF | 5,001 SF |
| Acres | 0.115 |
| Year Built | 2020 |
| Legal | LOT 34 BLK G VINE CREEK PHS 3 & 4 FINAL PLAT OF |
| Neighborhood | A9740 |
| Land | $41,122 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,122 |
| Improvement | $260,087 |
|---|---|
| Total Improvement | $260,087 |
| Market | $301,209 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $301,209 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $301,209 |
| Exemptions (−) (HS) | −$60,242 |
|---|---|
| Taxable Value | $240,967 |
Appreciation: Market value has risen +904.0% from $30,000 (2021) to $301,209 (2025), a CAGR of 78.0% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,370. Pflugerville ISD is the largest single contributor, at 36.7% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 14% of market value ($41,122 land vs $260,087 improvements), about $8/SF of land. Most value sits in the improvements, so building condition, age (~6 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +78.0% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $5,383,334 by 2030, with an estimated annual tax burden around $9,568. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 1,645 SF | ✗ |
| 2ND | 2nd Floor | 980 SF | ✓ |
| 1ST | 1st Floor | 665 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 420 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 132 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Market value changed by 559% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $1,784.42 | $1,784.42 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,611.47 | $1,611.47 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $905.66 | $905.66 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $284.40 | $284.40 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $279.42 | $279.42 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $4,865.37 | $4,865.37 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $283,985 | $301,209 | -5.7% |
| Assessed Value | $283,985 | $301,209 | -5.7% |
| Land Value | $80,006 | $41,122 | +94.6% |
| Improvement Value | $203,979 | $260,087 | -21.6% |
| Taxable Value | $227,188 | $240,967 | -5.7% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$5,063
Estimated
|
~$4,865
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $316,206 | $283,985 | -32,221 (-10.2%) |
| Taxable Value | $252,965 | $227,188 | -25,777 (-10.2%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $283,985 | $80,006 | $203,979 | — | $283,985 | $227,188 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $301,209 | $41,122 | $260,087 | — | $301,209 | $240,967 | ~$4,865 | Partial |
| 2024 | $429,669 | — | — | −$389,669 | $40,000 | $— | $5,649 | Verified |
| 2023 | $375,489 | — | — | −$335,489 | $40,000 | $— | $7,346 | Verified |
| 2022 | $56,960 | — | — | −$16,960 | $40,000 | $— | $7,603 | Verified |
| 2021 | $30,000 | — | — | — | $40,000 ! | $— | $1,386 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +5.0% | +5.0% | ~100% | Not available | Partial |
| 2025 | -6.1% | -6.1% | ~100% | Not available | Partial |
| 2024 | -25.3% | -22.3% | ~100% | 1.7600% | Verified |
| 2023 | +14.4% | +10.0% | 96.1% | 1.7100% | Verified |
| 2022 | +559.2% ! | +559.2% | ~100% | 2.0200% | Verified |
| 2021 | base year | — | ~100% | 4.6200% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +428.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -5.7% | +125.6% | +80.2% | +559.2% | 2023 | -29.9% | 2025 |
| Assessment Ratio | 100.0% | 70.6% | — | 133.3% | 2021 | 9.3% | 2024 |
| Effective Tax Rate (2025) | 1.6200% | 1.6200% | — | 1.6200% | 2025 | 1.6200% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$4,865 | $5,370 | ~$8,355 | $7,603 | 2022 | $1,386 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$536,173 | ~$331,330 | ~2.1773% | ~$7,214 | +78.0% |
| 2027 | ~$954,424 | ~$364,463 | ~2.1261% | ~$7,749 | +216.9% |
| 2028 | ~$1,698,940 | ~$400,909 | ~2.0748% | ~$8,318 | +464.0% |
| 2029 | ~$3,024,229 | ~$441,000 | ~2.0236% | ~$8,924 | +904.0% |
| 2030 | ~$5,383,334 | ~$485,100 | ~1.9724% | ~$9,568 | +1687.2% |
| 2026 | ~$530,148 | ~$331,330 | ~2.2285% | ~$7,384 | +76.0% |
| 2027 | ~$933,097 | ~$364,463 | ~2.2285% | ~$8,122 | +209.8% |
| 2028 | ~$1,642,315 | ~$400,909 | ~2.2285% | ~$8,934 | +445.2% |
| 2029 | ~$2,890,587 | ~$441,000 | ~2.2285% | ~$9,828 | +859.7% |
| 2030 | ~$5,087,631 | ~$485,100 | ~2.2285% | ~$10,811 | +1589.1% |
| 2026 | ~$542,197 | ~$331,330 | ~2.1517% | ~$7,129 | +80.0% |
| 2027 | ~$975,991 | ~$364,463 | ~2.0748% | ~$7,562 | +224.0% |
| 2028 | ~$1,756,851 | ~$400,909 | ~1.9980% | ~$8,010 | +483.3% |
| 2029 | ~$3,162,452 | ~$441,000 | ~1.9211% | ~$8,472 | +949.9% |
| 2030 | ~$5,692,629 | ~$485,100 | ~1.8443% | ~$8,947 | +1789.9% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.