1544 F M RD 685 TX 78660
| Owner | BANK OF AMERICA NA |
|---|---|
| Parcel ID | 0276460106 |
| Short ID | 728338 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 4,656 SF |
| Land SF | 55,167 SF |
| Acres | 1.266 |
| Year Built | 2007 |
| Legal | LOT 3 BLK A PFENNIG LANE/685 COMMERCIAL SUBD |
| Neighborhood | 58NEA |
| Land | $1,103,340 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,103,340 |
| Improvement | $1,571,660 |
|---|---|
| Total Improvement | $1,571,660 |
| Market | $2,675,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $2,675,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $2,675,000 |
| Taxable Value | $2,675,000 |
|---|
Appreciation: Market value has risen +10.5% from $2,420,500 (2021) to $2,675,000 (2025), a CAGR of 2.5% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $59,613. Pflugerville ISD is the largest single contributor, at 49.7% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 41% of market value ($1,103,340 land vs $1,571,660 improvements), about $20/SF of land. Most value sits in the improvements, so building condition, age (~19 yrs), and rent roll drive the underwriting.
Submarket Position: At $2,675,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +2.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $3,031,078 by 2030, with an estimated annual tax burden around $59,783. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 40,408 SF | ✗ |
| 1ST | 1st Floor | 4,656 SF | ✓ |
| 503 | CANOPY - BANK | 2,100 SF | ✗ |
| 501 | CANOPY | 379 SF | ✗ |
| 482 | LIGHT POLES | 5 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $29,609.58 | $29,609.58 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $14,311.25 | $14,311.25 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $10,053.85 | $10,053.85 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $3,157.12 | $3,157.12 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $2,481.46 | $2,481.46 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $59,613.26 | $59,613.26 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,860,917 | $2,675,000 | +7.0% |
| Assessed Value | $2,860,917 | $2,675,000 | +7.0% |
| Land Value | $1,103,340 | $1,103,340 | +0.0% |
| Improvement Value | $1,757,577 | $1,571,660 | +11.8% |
| Taxable Value | $2,860,917 | $2,675,000 | +7.0% |
| Total Tax 2026 = estimate |
~$63,756
Estimated
|
~$59,613
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,860,917 | $2,860,917 | +0 (+0.0%) |
| Taxable Value | $2,860,917 | $2,860,917 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,860,917 | $1,103,340 | $1,757,577 | — | $2,860,917 | $2,860,917 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $2,675,000 | $1,103,340 | $1,571,660 | — | $2,675,000 | $2,675,000 | ~$59,613 | Partial |
| 2024 | $2,432,206 | — | — | −$1,328,866 | $1,103,340 | $— | $54,900 | Verified |
| 2023 | $2,436,408 | — | — | −$1,333,068 | $1,103,340 | $— | $51,758 | Verified |
| 2022 | $2,450,744 | — | — | −$1,347,404 | $1,103,340 | $— | $54,644 | Verified |
| 2021 | $2,420,500 | — | — | −$1,317,160 | $1,103,340 | $— | $59,638 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +7.0% | +7.0% | ~100% | Not available | Partial |
| 2025 | -3.4% | -3.4% | ~100% | Not available | Partial |
| 2024 | +13.8% | +13.8% | ~100% | 1.9800% | Verified |
| 2023 | -0.2% | -0.2% | ~100% | 2.1300% | Verified |
| 2022 | -0.6% | -0.6% | ~100% | 2.2400% | Verified |
| 2021 | base year | — | ~100% | 2.4600% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +9.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +7.0% | +3.5% | +1.2% | +10.0% | 2025 | -0.6% | 2023 |
| Assessment Ratio | 100.0% | 63.6% | — | 100.0% | 2025 | 45.0% | 2022 |
| Effective Tax Rate (2025) | 2.2300% | 2.2300% | — | 2.2300% | 2025 | 2.2300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$59,613 | $56,111 | ~$59,786 | $59,638 | 2021 | $51,758 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,742,701 | ~$2,742,701 | ~2.1773% | ~$59,717 | +2.5% |
| 2027 | ~$2,812,115 | ~$2,812,115 | ~2.1261% | ~$59,787 | +5.1% |
| 2028 | ~$2,883,287 | ~$2,883,287 | ~2.0748% | ~$59,823 | +7.8% |
| 2029 | ~$2,956,259 | ~$2,956,259 | ~2.0236% | ~$59,822 | +10.5% |
| 2030 | ~$3,031,078 | ~$3,031,078 | ~1.9724% | ~$59,783 | +13.3% |
| 2026 | ~$2,689,201 | ~$2,689,201 | ~2.2285% | ~$59,930 | +0.5% |
| 2027 | ~$2,703,477 | ~$2,703,477 | ~2.2285% | ~$60,248 | +1.1% |
| 2028 | ~$2,717,830 | ~$2,717,830 | ~2.2285% | ~$60,568 | +1.6% |
| 2029 | ~$2,732,258 | ~$2,732,258 | ~2.2285% | ~$60,889 | +2.1% |
| 2030 | ~$2,746,763 | ~$2,746,763 | ~2.2285% | ~$61,213 | +2.7% |
| 2026 | ~$2,796,201 | ~$2,796,201 | ~2.1517% | ~$60,165 | +4.5% |
| 2027 | ~$2,922,893 | ~$2,922,893 | ~2.0748% | ~$60,645 | +9.3% |
| 2028 | ~$3,055,326 | ~$3,055,326 | ~1.9980% | ~$61,044 | +14.2% |
| 2029 | ~$3,193,759 | ~$3,193,759 | ~1.9211% | ~$61,356 | +19.4% |
| 2030 | ~$3,338,465 | ~$3,338,465 | ~1.8443% | ~$61,570 | +24.8% |
In 2025, this property's market value of $2,675,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +89% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $2,675,000 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $2,432,206 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $2,436,408 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $2,450,744 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $2,420,500 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.