19415 CLOUDY BAY DR TX
| Owner | ROESCH CARA DAWN |
|---|---|
| Parcel ID | 0276671004 |
| Short ID | 927455 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,211 SF |
| Land SF | 5,009 SF |
| Acres | 0.115 |
| Year Built | 2020 |
| Legal | LOT 39 BLK H VINE CREEK PHS 3 & 4 FINAL PLAT OF |
| Neighborhood | A9740 |
| Land | $41,124 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,124 |
| Improvement | $241,441 |
|---|---|
| Total Improvement | $241,441 |
| Market | $282,565 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $282,565 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $282,565 |
| Exemptions (−) (HS) | −$56,513 |
|---|---|
| Taxable Value | $226,052 |
Appreciation: Market value has risen +841.9% from $30,000 (2021) to $282,565 (2025), a CAGR of 75.2% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,038. Pflugerville ISD is the largest single contributor, at 35.3% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 15% of market value ($41,124 land vs $241,441 improvements), about $8/SF of land. Most value sits in the improvements, so building condition, age (~6 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +75.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $4,662,456 by 2030, with an estimated annual tax burden around $8,976. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,211 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,211 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 420 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 136 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 442% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $1,578.05 | $1,578.05 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,511.72 | $1,511.72 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $849.61 | $849.61 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $266.79 | $266.79 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $262.12 | $262.12 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $4,468.29 | $4,468.29 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $279,700 | $282,565 | -1.0% |
| Assessed Value | $279,700 | $282,565 | -1.0% |
| Land Value | $80,075 | $41,124 | +94.7% |
| Improvement Value | $199,625 | $241,441 | -17.3% |
| Taxable Value | $223,760 | $226,052 | -1.0% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$4,987
Estimated
|
~$4,468
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $279,700 | $279,700 | +0 (+0.0%) |
| Taxable Value | $223,760 | $223,760 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $279,700 | $80,075 | $199,625 | — | $279,700 | $223,760 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $282,565 | $41,124 | $241,441 | — | $282,565 | $226,052 | ~$4,468 | Partial |
| 2024 | $368,452 | — | — | −$328,452 | $40,000 | $— | $5,145 | Verified |
| 2023 | $286,688 | — | — | −$246,688 | $40,000 | $— | $5,346 | Verified |
| 2022 | $52,942 | — | — | −$12,942 | $40,000 | $— | $5,685 | Verified |
| 2021 | $30,000 | — | — | — | $40,000 ! | $— | $1,288 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -1.0% | -1.0% | ~100% | Not available | Partial |
| 2025 | -4.8% | -4.8% | ~100% | Not available | Partial |
| 2024 | -19.4% | -5.8% | ~100% | 1.7300% | Verified |
| 2023 | +28.5% | +10.0% | 85.6% | 1.4500% | Verified |
| 2022 | +441.5% ! | +441.5% | ~100% | 1.9800% | Verified |
| 2021 | base year | — | ~100% | 4.2900% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +433.7% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -1.0% | +104.4% | +75.5% | +441.5% | 2023 | -23.3% | 2025 |
| Assessment Ratio | 100.0% | 72.3% | — | 133.3% | 2021 | 10.9% | 2024 |
| Effective Tax Rate (2025) | 1.5800% | 1.5800% | — | 1.5800% | 2025 | 1.5800% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$4,468 | $4,387 | ~$7,838 | $5,685 | 2022 | $1,288 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$495,014 | ~$310,822 | ~2.1773% | ~$6,768 | +75.2% |
| 2027 | ~$867,195 | ~$341,904 | ~2.1261% | ~$7,269 | +206.9% |
| 2028 | ~$1,519,204 | ~$376,094 | ~2.0748% | ~$7,803 | +437.6% |
| 2029 | ~$2,661,433 | ~$413,703 | ~2.0236% | ~$8,372 | +841.9% |
| 2030 | ~$4,662,456 | ~$455,074 | ~1.9724% | ~$8,976 | +1550.0% |
| 2026 | ~$489,363 | ~$310,822 | ~2.2285% | ~$6,927 | +73.2% |
| 2027 | ~$847,508 | ~$341,904 | ~2.2285% | ~$7,619 | +199.9% |
| 2028 | ~$1,467,764 | ~$376,094 | ~2.2285% | ~$8,381 | +419.4% |
| 2029 | ~$2,541,962 | ~$413,703 | ~2.2285% | ~$9,220 | +799.6% |
| 2030 | ~$4,402,321 | ~$455,074 | ~2.2285% | ~$10,141 | +1458.0% |
| 2026 | ~$500,665 | ~$310,822 | ~2.1517% | ~$6,688 | +77.2% |
| 2027 | ~$887,109 | ~$341,904 | ~2.0748% | ~$7,094 | +213.9% |
| 2028 | ~$1,571,832 | ~$376,094 | ~1.9980% | ~$7,514 | +456.3% |
| 2029 | ~$2,785,066 | ~$413,703 | ~1.9211% | ~$7,948 | +885.6% |
| 2030 | ~$4,934,746 | ~$455,074 | ~1.8443% | ~$8,393 | +1646.4% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.