19601 CLOUDY BAY DR TX 78660
| Owner | GERSON MOLLY ELISABETH & ADAM JEFFREY ROSENFIELD |
|---|---|
| Parcel ID | 0276671310 |
| Short ID | 945375 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,765 SF |
| Land SF | 6,275 SF |
| Acres | 0.144 |
| Year Built | 2021 |
| Legal | LOT 10 BLK K VINE CREEK PHS 5 |
| Neighborhood | A9740 |
| Land | $41,425 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,425 |
| Improvement | $286,157 |
|---|---|
| Total Improvement | $286,157 |
| Market | $327,582 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $327,582 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $327,582 |
| Exemptions (−) (HS) | −$65,516 |
|---|---|
| Taxable Value | $262,066 |
Appreciation: Market value has fallen -15.1% from $385,990 (2023) to $327,582 (2025), a CAGR of -7.9% over 2 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,840. Pflugerville ISD is the largest single contributor, at 38.3% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 13% of market value ($41,425 land vs $286,157 improvements), about $7/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the -7.9% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $217,360 by 2030, with an estimated annual tax burden around $4,287. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,765 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,765 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 399 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 153 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 1106% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,076.35 | $2,076.35 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,752.56 | $1,752.56 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $984.96 | $984.96 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $309.30 | $309.30 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $303.88 | $303.88 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $5,427.05 | $5,427.05 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $316,542 | $327,582 | -3.4% |
| Assessed Value | $316,542 | $327,582 | -3.4% |
| Land Value | $90,200 | $41,425 | +117.7% |
| Improvement Value | $226,342 | $286,157 | -20.9% |
| Taxable Value | $253,234 | $262,066 | -3.4% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$5,643
Estimated
|
~$5,427
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $356,105 | $316,542 | -39,563 (-11.1%) |
| Taxable Value | $284,884 | $253,234 | -31,650 (-11.1%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $316,542 | $90,200 | $226,342 | — | $316,542 | $253,234 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $327,582 | $41,425 | $286,157 | — | $327,582 | $262,066 | ~$5,427 | Partial |
| 2024 | $390,606 | — | — | −$350,606 | $40,000 | $— | $6,193 | Verified |
| 2023 | $385,990 | — | — | −$345,990 | $40,000 | $— | $6,886 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $7,829 | Verified |
| 2021 | $— | — | — | — | $32,000 | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +8.7% | +8.7% | ~100% | Not available | Partial |
| 2025 | -5.5% | -5.5% | ~100% | Not available | Partial |
| 2024 | -26.3% | -18.3% | ~100% | 1.7900% | Verified |
| 2023 | +21.9% | +10.0% | 90.2% | 1.4600% | Verified |
| 2022 | +1106.2% ! | +1106.2% | ~100% | 2.0300% | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +923.7% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -3.4% | -6.1% | -7.2% | +1.2% | 2024 | -16.1% | 2025 |
| Assessment Ratio | 100.0% | 55.1% | — | 100.0% | 2025 | 10.2% | 2024 |
| Effective Tax Rate (2025) | 1.6600% | 1.6600% | — | 1.6600% | 2025 | 1.6600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,427 | $6,169 | ~$5,372 | $6,886 | 2023 | $5,427 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$301,781 | ~$301,781 | ~2.1773% | ~$6,571 | -7.9% |
| 2027 | ~$278,012 | ~$278,012 | ~2.1261% | ~$5,911 | -15.1% |
| 2028 | ~$256,116 | ~$256,116 | ~2.0748% | ~$5,314 | -21.8% |
| 2029 | ~$235,943 | ~$235,943 | ~2.0236% | ~$4,775 | -28.0% |
| 2030 | ~$217,360 | ~$217,360 | ~1.9724% | ~$4,287 | -33.6% |
| 2026 | ~$311,203 | ~$311,203 | ~2.2285% | ~$6,935 | -5.0% |
| 2027 | ~$295,643 | ~$295,643 | ~2.2285% | ~$6,589 | -9.7% |
| 2028 | ~$280,861 | ~$280,861 | ~2.2285% | ~$6,259 | -14.3% |
| 2029 | ~$266,818 | ~$266,818 | ~2.2285% | ~$5,946 | -18.5% |
| 2030 | ~$253,477 | ~$253,477 | ~2.2285% | ~$5,649 | -22.6% |
| 2026 | ~$308,333 | ~$308,333 | ~2.1517% | ~$6,634 | -5.9% |
| 2027 | ~$290,215 | ~$290,215 | ~2.0748% | ~$6,021 | -11.4% |
| 2028 | ~$273,161 | ~$273,161 | ~1.9980% | ~$5,458 | -16.6% |
| 2029 | ~$257,110 | ~$257,110 | ~1.9211% | ~$4,939 | -21.5% |
| 2030 | ~$242,001 | ~$242,001 | ~1.8443% | ~$4,463 | -26.1% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.