CALDWELL LN TX 78617
| Owner | WHITE KAREN L |
|---|---|
| Parcel ID | 0315600203 |
| Short ID | 292334 |
| Type | Real |
| Use Code | D1 Acreage — Qualified Open-Space Land (1-d-1) |
| Valuation | Productivity |
| Improvement SF | 1,104 SF |
| Land SF | 1,176,120 SF |
| Acres | 27.000 |
| Year Built | 1960 |
| Legal | ABS 18 NAVARRO J A ACR 26.000 (1-D-1) |
| Neighborhood | _RGN410 |
| Land | $1,041,851 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,041,851 |
| Improvement | $173,443 |
|---|---|
| Total Improvement | $173,443 |
| Market | $1,215,294 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,215,294 |
| Value Limitation Adjustment (−) (homestead cap) | −$1,102,064 |
| Net Appraised (assessed) | $113,230 |
| Taxable Value | $113,230 |
|---|
Appreciation: Market value has risen +1765.2% from $65,157 (2021) to $1,215,294 (2025), a CAGR of 107.8% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Agricultural parcel countywide rose +479.4%, so this parcel has outpaced the broader agricultural market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 1.7462% in 2025 (-0.0044% vs 2024 — rates decreased ). At the current taxable value, estimated annual taxes are $1,977. Del Valle ISD is the largest single contributor, at 54.3% of the total 2025 levy.
Assessment Gap: Assessed value ($113,230) is $1,102,064 below market value, suggesting potential for an upward assessment in future years.
Asset Class: Agricultural. Agricultural valuation may be subject to rollback taxes if land use changes.
Value Composition: Land carries 86% of market value ($1,041,851 land vs $173,443 improvements), about $1/SF of land. With value concentrated in the land under a ~66-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $1,215,294, this parcel sits in the upper-middle (50th–75th percentile) of Agricultural property in Travis County — county median $597,708 (P25 $207,536 / P75 $1,442,275, n=7,602). Agricultural here is the broad TCAD category — every agricultural property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +94.8% Base-scenario CAGR (Based on 2022–2025 certified trend, projected forward from 2025), the model projects market value near $34,108,186 by 2030, with an estimated annual tax burden around $2,660. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
3 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,104 SF | ✓ |
| 612 | TERRACE UNCOVERD | 276 SF | ✗ |
| 251 | BATHROOM | 1 SF | ✓ |
| Unit (prop_id) | Owner | Address | Market Value | Assessed Value | Taxable Value |
|---|---|---|---|---|---|
| 292334 | WHITE KAREN L | ABS 18 NAVARRO J A ACR 1.00 (HOMESTEAD) | $109,740 | $109,740 | $109,740 |
| 292335 | WHITE KAREN L | 13.000 | $1,040,000 | $3,017 | $3,017 |
Market value changed by 218% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IDV Del Valle ISD | 1.2020% | 1.1846% | 1.0028% | 0.9969% | 0.9489% | -0.0480% | $1,074.44 | $1,074.44 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $425.57 | $425.57 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $133.63 | $133.63 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $117.08 | $117.08 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $113.23 | $113.23 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $113.23 | $113.23 | Paid |
| Combined Rate | 1.9760% | 1.8900% | 1.7067% | 1.7506% | 1.7462% | -0.0044% | $1,977.18 | $1,977.18 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,149,740 | $1,215,294 | -5.4% |
| Assessed Value | $112,757 | $113,230 | -0.4% |
| Land Value | $1,080,000 | $1,041,851 | +3.7% |
| Improvement Value | $69,740 | $173,443 | -59.8% |
| Taxable Value | $112,757 | $113,230 | -0.4% |
| HS Cap Loss | -$1,036,983 | — | |
| Total Tax 2026 = estimate |
~$1,969
Estimated
|
~$1,977
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,149,740 | $1,149,740 | +0 (+0.0%) |
| Taxable Value | $112,757 | $112,757 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,149,740 | $1,080,000 | $69,740 | −$1,036,983 | $112,757 | $112,757 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,215,294 | $1,041,851 | $173,443 | −$1,102,064 | $113,230 | $113,230 | ~$1,977 | Partial |
| 2024 | $112,001 | — | — | −$102,001 | $10,000 | $— | $1,651 | Verified |
| 2023 | $94,894 | — | — | −$84,894 | $10,000 | $— | $1,955 | Verified |
| 2022 | $164,352 | — | — | −$154,352 | $10,000 | $— | $1,843 | Verified |
| 2021 | $65,157 | — | — | −$55,157 | $10,000 | $— | $3,299 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +3.7% | +6.2% | 0.3% | Not available | Partial |
| 2025 | -0.3% | +21.5% | 0.3% | Not available | Partial |
| 2024 | +21.9% | -8.9% | 0.2% | 0.1500% | Verified |
| 2023 | +0.0% | -2.3% | 0.3% | 0.2100% | Verified |
| 2022 | +217.6% ! | +1.0% | 0.3% | 0.2000% | Verified |
| 2021 | base year | — | 1.0% | 5.0600% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +285.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -5.4% | +221.5% | +97.0% | +985.1% | 2025 | -42.3% | 2023 |
| Assessment Ratio | 9.8% | 10.0% | — | 15.3% | 2021 | 6.1% | 2022 |
| Effective Tax Rate (2025) | 0.0000% | 0.0000% | — | 0.0000% | 2025 | 0.0000% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$1,977 | $2,145 | ~$2,377 | $3,299 | 2021 | $1,651 | 2024 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,367,646 | ~$124,553 | ~1.6887% | ~$2,103 | +94.8% |
| 2027 | ~$4,612,669 | ~$137,008 | ~1.6313% | ~$2,235 | +279.6% |
| 2028 | ~$8,986,441 | ~$150,709 | ~1.5738% | ~$2,372 | +639.4% |
| 2029 | ~$17,507,461 | ~$165,780 | ~1.5164% | ~$2,514 | +1340.6% |
| 2030 | ~$34,108,186 | ~$182,358 | ~1.4589% | ~$2,660 | +2706.6% |
| 2026 | ~$2,343,340 | ~$124,553 | ~1.7462% | ~$2,175 | +92.8% |
| 2027 | ~$4,518,449 | ~$137,008 | ~1.7462% | ~$2,392 | +271.8% |
| 2028 | ~$8,712,512 | ~$150,709 | ~1.7462% | ~$2,632 | +616.9% |
| 2029 | ~$16,799,541 | ~$165,780 | ~1.7462% | ~$2,895 | +1282.3% |
| 2030 | ~$32,393,018 | ~$182,358 | ~1.7462% | ~$3,184 | +2565.4% |
| 2026 | ~$2,391,952 | ~$124,553 | ~1.6600% | ~$2,068 | +96.8% |
| 2027 | ~$4,707,861 | ~$137,008 | ~1.5738% | ~$2,156 | +287.4% |
| 2028 | ~$9,266,052 | ~$150,709 | ~1.4876% | ~$2,242 | +662.5% |
| 2029 | ~$18,237,523 | ~$165,780 | ~1.4015% | ~$2,323 | +1400.7% |
| 2030 | ~$35,895,249 | ~$182,358 | ~1.3153% | ~$2,399 | +2853.6% |
In 2025, this property's market value of $1,215,294 places it in the 50th–75th percentile for Agricultural properties in Travis County (7602 comparable) — +103% above the county median of $597,708. Agricultural here is the broad TCAD category — every agricultural property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,215,294 | $207,536 | $597,708 | $1,442,275 | ↑ Above median | +0.0% |
| 2024 | $112,001 | $217,016 | $597,296 | $1,446,593 | ↓ Bottom 25% | +23.7% |
| 2023 | $94,894 | $167,963 | $453,916 | $1,078,522 | ↓ Bottom 25% | +0.0% |
| 2022 | $164,352 | $180,794 | $446,888 | $1,009,883 | ↓ Bottom 25% | +46.1% |
| 2021 | $65,157 | $33,611 | $103,166 | $247,000 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.