133 E BEN WHITE BLVD TX 78704
| Owner | CAPITOL CREDIT UNION |
|---|---|
| Parcel ID | 0410030218 |
| Short ID | 364162 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 2,404 SF |
| Land SF | 72,658 SF |
| Acres | 1.668 |
| Year Built | 2000 |
| Legal | LOT 2-A CONGRESS SQUARE AMENDED PLAT OF LOTS 1&2 |
| Neighborhood | 58SCN |
| Land | $7,265,800 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $7,265,800 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $6,732,113 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $6,732,113 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $6,732,113 |
| Taxable Value | $6,732,113 |
|---|
Appreciation: Market value has risen +90.9% from $3,526,815 (2021) to $6,732,113 (2025), a CAGR of 17.5% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $137,772. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 108% of market value ($7,265,800 land vs $0 improvements), about $100/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $6,732,113, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +17.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $15,104,707 by 2030, with an estimated annual tax burden around $204,238. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
4 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 23,931 SF | ✗ |
| 1ST | 1st Floor | 2,404 SF | ✓ |
| 503 | CANOPY - BANK | 980 SF | ✗ |
| 482 | LIGHT POLES | 6 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $62,285.51 | $62,285.51 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $35,277.42 | $35,277.42 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $25,302.31 | $25,302.31 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $7,945.44 | $7,945.44 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $6,961.00 | $6,961.00 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $137,771.68 | $137,771.68 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $6,732,113 | $6,732,113 | +0.0% |
| Assessed Value | $6,732,113 | $6,732,113 | +0.0% |
| Land Value | $7,265,800 | $7,265,800 | +0.0% |
| Improvement Value | — | — | — |
| Taxable Value | $6,732,113 | $6,732,113 | +0.0% |
| Total Tax 2026 = estimate |
~$137,772
Estimated
|
~$137,772
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $8,273,767 | $6,732,113 | -1,541,654 (-18.6%) |
| Taxable Value | $8,273,767 | $6,732,113 | -1,541,654 (-18.6%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $6,732,113 | $7,265,800 | — | — | $6,732,113 | $6,732,113 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $6,732,113 | $7,265,800 | — | — | $6,732,113 | $6,732,113 | ~$137,772 | Partial |
| 2024 | $4,164,631 | — | — | — | $5,141,723 ! | $— | $101,899 | Verified |
| 2023 | $3,431,469 | — | — | — | $3,632,900 ! | $— | $75,348 | Verified |
| 2022 | $3,616,701 | — | — | −$710,381 | $2,906,320 | $— | $67,769 | Verified |
| 2021 | $3,526,815 | — | — | −$620,495 | $2,906,320 | $— | $78,724 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +22.9% | +22.9% | ~100% | Not available | Partial |
| 2025 | +30.9% | +30.9% | ~100% | Not available | Partial |
| 2024 | +16.1% | +16.1% | ~100% | 1.9800% | Verified |
| 2023 | +29.1% | +29.1% | ~100% | 1.7000% | Verified |
| 2022 | -5.1% | -5.1% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.2300% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +86.1% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +16.1% | +17.5% | +61.6% | 2025 | -5.1% | 2023 |
| Assessment Ratio | 100.0% | 98.7% | — | 123.5% | 2024 | 80.4% | 2022 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$137,772 | $92,302 | ~$175,656 | $137,772 | 2025 | $67,769 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$7,913,044 | ~$7,405,324 | ~2.0139% | ~$149,139 | +17.5% |
| 2027 | ~$9,301,131 | ~$8,145,857 | ~1.9814% | ~$161,401 | +38.2% |
| 2028 | ~$10,932,713 | ~$8,960,442 | ~1.9488% | ~$174,625 | +62.4% |
| 2029 | ~$12,850,503 | ~$9,856,487 | ~1.9163% | ~$188,879 | +90.9% |
| 2030 | ~$15,104,707 | ~$10,842,135 | ~1.8837% | ~$204,238 | +124.4% |
| 2026 | ~$7,778,402 | ~$7,405,324 | ~2.0465% | ~$151,549 | +15.5% |
| 2027 | ~$8,987,302 | ~$8,145,857 | ~2.0465% | ~$166,704 | +33.5% |
| 2028 | ~$10,384,087 | ~$8,960,442 | ~2.0465% | ~$183,374 | +54.2% |
| 2029 | ~$11,997,956 | ~$9,856,487 | ~2.0465% | ~$201,712 | +78.2% |
| 2030 | ~$13,862,649 | ~$10,842,135 | ~2.0465% | ~$221,883 | +105.9% |
| 2026 | ~$8,047,686 | ~$7,405,324 | ~1.9977% | ~$147,933 | +19.5% |
| 2027 | ~$9,620,345 | ~$8,145,857 | ~1.9488% | ~$158,750 | +42.9% |
| 2028 | ~$11,500,330 | ~$8,960,442 | ~1.9000% | ~$170,250 | +70.8% |
| 2029 | ~$13,747,697 | ~$9,856,487 | ~1.8512% | ~$182,463 | +104.2% |
| 2030 | ~$16,434,238 | ~$10,842,135 | ~1.8024% | ~$195,416 | +144.1% |
In 2025, this property's market value of $6,732,113 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — 5× the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $6,732,113 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $4,164,631 | $661,016 | $1,438,465 | $3,471,171 | ↑ Top 25% | +0.0% |
| 2023 | $3,431,469 | $667,828 | $1,414,358 | $3,374,900 | ↑ Top 25% | +9.7% |
| 2022 | $3,616,701 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $3,526,815 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.