11437 LAGO DE GARDA DR TX 78747
| Owner | OVERMAN IAN PARKER & RACHEL MICHELLE LANDMAN |
|---|---|
| Parcel ID | 0447070910 |
| Short ID | 931728 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,320 SF |
| Land SF | 4,792 SF |
| Acres | 0.110 |
| Year Built | 2021 |
| Legal | LOT 30 BLK B BELLA FORTUNA PHS 1 SUBD |
| Neighborhood | H1501 |
| Land | $61,273 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $61,273 |
| Improvement | $258,319 |
|---|---|
| Total Improvement | $258,319 |
| Market | $319,592 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $319,592 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $319,592 |
| Exemptions (−) (HS) | −$63,918 |
|---|---|
| Taxable Value | $255,674 |
Appreciation: Market value has risen +4161.2% from $7,500 (2021) to $319,592 (2025), a CAGR of 155.5% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 1.7225% in 2025 (+0.0183% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $4,404. Austin ISD is the largest single contributor, at 33.3% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 19% of market value ($61,273 land vs $258,319 improvements), about $13/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +155.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $34,794,788 by 2030, with an estimated annual tax burden around $8,137. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,320 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,320 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 342 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 43 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Market value changed by 643% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $1,661.59 | $1,661.59 | Paid |
| P10A | — | — | — | — | — | — | $1,107.53 | $1,107.53 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $960.94 | $960.94 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $325.29 | $325.29 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $319.59 | $319.59 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $319.59 | $319.59 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $301.75 | $301.75 | Paid |
| Combined Rate | 1.8357% | 1.7020% | 1.5634% | 1.7042% | 1.7225% | +0.0183% | $4,996.28 | $4,996.28 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $314,682 | $319,592 | -1.5% |
| Assessed Value | $314,682 | $319,592 | -1.5% |
| Land Value | $61,273 | $61,273 | +0.0% |
| Improvement Value | $253,409 | $258,319 | -1.9% |
| Taxable Value | $251,746 | $255,674 | -1.5% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$4,336
Estimated
|
~$4,996
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $314,682 | $314,682 | +0 (+0.0%) |
| Taxable Value | $251,746 | $251,746 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $314,682 | $61,273 | $253,409 | — | $314,682 | $251,746 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $319,592 | $61,273 | $258,319 | — | $319,592 | $255,674 | ~$4,996 | Partial |
| 2024 | $357,196 | — | — | −$297,196 | $60,000 | $— | $5,952 | Verified |
| 2023 | $356,746 | — | — | −$296,746 | $60,000 | $— | $5,551 | Verified |
| 2022 | $— | — | — | — | $60,000 | $— | $6,544 | Verified |
| 2021 | $7,500 | — | — | — | $48,000 ! | $— | $2,055 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -1.5% | -1.5% | ~100% | Not available | Partial |
| 2025 | -10.9% | -10.9% | ~100% | Not available | Partial |
| 2024 | +0.4% | +0.4% | ~100% | 1.6600% | Verified |
| 2023 | +0.1% | +0.1% | ~100% | 1.5500% | Verified |
| 2022 | +643.2% ! | +643.2% | ~100% | 1.8300% | Verified |
| 2021 | base year | — | ~100% | 27.4100% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +565.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -1.5% | +1161.2% | +156.3% | +4656.6% | 2023 | -10.5% | 2025 |
| Assessment Ratio | 100.0% | 174.7% | — | 640.0% | 2021 | 16.8% | 2023 |
| Effective Tax Rate (2025) | 1.5600% | 1.5600% | — | 1.5600% | 2025 | 1.5600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$4,996 | $4,639 | ~$7,006 | $5,952 | 2024 | $2,055 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$816,544 | ~$351,551 | ~1.6942% | ~$5,956 | +155.5% |
| 2027 | ~$2,086,235 | ~$386,706 | ~1.6659% | ~$6,442 | +552.8% |
| 2028 | ~$5,330,241 | ~$425,377 | ~1.6376% | ~$6,966 | +1567.8% |
| 2029 | ~$13,618,540 | ~$467,915 | ~1.6093% | ~$7,530 | +4161.2% |
| 2030 | ~$34,794,788 | ~$514,706 | ~1.5810% | ~$8,137 | +10787.3% |
| 2026 | ~$810,152 | ~$351,551 | ~1.7225% | ~$6,055 | +153.5% |
| 2027 | ~$2,053,701 | ~$386,706 | ~1.7225% | ~$6,661 | +542.6% |
| 2028 | ~$5,206,045 | ~$425,377 | ~1.7225% | ~$7,327 | +1529.0% |
| 2029 | ~$13,197,101 | ~$467,915 | ~1.7225% | ~$8,060 | +4029.4% |
| 2030 | ~$33,454,089 | ~$514,706 | ~1.7225% | ~$8,866 | +10367.7% |
| 2026 | ~$822,936 | ~$351,551 | ~1.6800% | ~$5,906 | +157.5% |
| 2027 | ~$2,119,025 | ~$386,706 | ~1.6376% | ~$6,333 | +563.0% |
| 2028 | ~$5,456,398 | ~$425,377 | ~1.5951% | ~$6,785 | +1607.3% |
| 2029 | ~$14,049,992 | ~$467,915 | ~1.5527% | ~$7,265 | +4296.2% |
| 2030 | ~$36,178,130 | ~$514,706 | ~1.5102% | ~$7,773 | +11220.1% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.