1432 CASTALO LN TX
| Owner | GONZALEZ SANTINO M & LAURA ELIZABETH GARZA |
|---|---|
| Parcel ID | 0508551107 |
| Short ID | 929922 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,115 SF |
| Land SF | 6,499 SF |
| Acres | 0.149 |
| Year Built | 2020 |
| Legal | LOT 23 BLK R TRAVISSO PHS 3 SEC 5 |
| Neighborhood | T4500 |
| Land | $360,535 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $360,535 |
| Improvement | $238,722 |
|---|---|
| Total Improvement | $238,722 |
| Market | $599,257 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $599,257 |
| Value Limitation Adjustment (−) (homestead cap) | −$54,757 |
| Net Appraised (assessed) | $544,500 |
| Exemptions (−) (HS) | −$108,900 |
|---|---|
| Taxable Value | $435,600 |
Appreciation: Market value has risen +1052.4% from $52,000 (2021) to $599,257 (2025), a CAGR of 84.2% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 2.5114% in 2025 (+0.0586% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $10,940. Leander ISD is the largest single contributor, at 37.9% of the total 2025 levy.
Assessment Gap: Assessed value ($544,500) is $54,757 below market value, suggesting potential for an upward assessment in future years.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 60% of market value ($360,535 land vs $238,722 improvements), about $55/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Forward Outlook: Holding the +84.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $12,724,049 by 2030, with an estimated annual tax burden around $19,018. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 2,115 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 2,115 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 480 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 160 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 851% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILE Leander ISD | 1.3370% | 1.2746% | 1.1087% | 1.0869% | 1.0869% | +0.0000% | $4,396.51 | $4,396.51 | Paid |
| CLE City of Leander | 0.4797% | 0.4323% | 0.4173% | 0.4173% | 0.4173% | +0.0000% | $2,249.38 | $2,249.38 | Paid |
| U7P Travis County MUD #20 | 0.3950% | 0.3950% | 0.3950% | 0.3950% | 0.4100% | +0.0150% | $2,232.45 | $2,232.45 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,637.18 | $1,637.18 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $557.38 | $557.38 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $514.11 | $514.11 | Paid |
| Combined Rate | 2.7857% | 2.6175% | 2.4249% | 2.4529% | 2.5114% | +0.0586% | $11,587.01 | $11,587.01 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $554,000 | $599,257 | -7.6% |
| Assessed Value | $554,000 | $544,500 | +1.7% |
| Land Value | $230,742 | $360,535 | -36.0% |
| Improvement Value | $323,258 | $238,722 | +35.4% |
| Taxable Value | $443,200 | $435,600 | +1.7% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$11,131
Estimated
|
~$11,587
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $554,000 | $554,000 | +0 (+0.0%) |
| Taxable Value | $443,200 | $443,200 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $554,000 | $230,742 | $323,258 | — | $554,000 | $443,200 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $599,257 | $360,535 | $238,722 | −$54,757 | $544,500 | $435,600 | ~$11,587 | Partial |
| 2024 | $638,135 | — | — | −$294,385 | $343,750 | $— | $10,581 | Verified |
| 2023 | $400,000 | — | — | −$180,000 | $220,000 | $— | $7,640 | Verified |
| 2022 | $— | — | — | — | $220,000 | $— | $9,814 | Verified |
| 2021 | $52,000 | — | — | −$10,400 | $41,600 | $— | $1,200 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -7.6% | +1.7% | ~100% | Not available | Partial |
| 2025 | +5.4% | +10.0% | 90.9% | Not available | Partial |
| 2024 | -10.9% | +38.5% | 87.0% | 1.8600% | Verified |
| 2023 | +29.0% | -18.7% | 56.0% | 1.2000% | Verified |
| 2022 | +851.3% ! | +745.6% | 88.9% | 1.9800% | Verified |
| 2021 | base year | — | ~100% | 2.3100% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1052.4% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -7.6% | +178.8% | +87.3% | +669.2% | 2023 | -7.6% | 2026 |
| Assessment Ratio | 100.0% | 76.0% | — | 100.0% | 2026 | 53.9% | 2024 |
| Effective Tax Rate (2025) | 1.9300% | 1.9300% | — | 1.9300% | 2025 | 1.9300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$11,587 | $7,752 | ~$16,768 | $11,587 | 2025 | $1,200 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,104,118 | ~$598,950 | ~2.4429% | ~$14,632 | +84.2% |
| 2027 | ~$2,034,314 | ~$658,845 | ~2.3743% | ~$15,643 | +239.5% |
| 2028 | ~$3,748,180 | ~$724,730 | ~2.3058% | ~$16,711 | +525.5% |
| 2029 | ~$6,905,941 | ~$797,202 | ~2.2372% | ~$17,835 | +1052.4% |
| 2030 | ~$12,724,049 | ~$876,923 | ~2.1687% | ~$19,018 | +2023.3% |
| 2026 | ~$1,092,133 | ~$598,950 | ~2.5114% | ~$15,042 | +82.2% |
| 2027 | ~$1,990,389 | ~$658,845 | ~2.5114% | ~$16,547 | +232.1% |
| 2028 | ~$3,627,441 | ~$724,730 | ~2.5114% | ~$18,201 | +505.3% |
| 2029 | ~$6,610,934 | ~$797,202 | ~2.5114% | ~$20,021 | +1003.2% |
| 2030 | ~$12,048,286 | ~$876,923 | ~2.5114% | ~$22,023 | +1910.5% |
| 2026 | ~$1,116,103 | ~$598,950 | ~2.4086% | ~$14,426 | +86.2% |
| 2027 | ~$2,078,718 | ~$658,845 | ~2.3058% | ~$15,192 | +246.9% |
| 2028 | ~$3,871,569 | ~$724,730 | ~2.2029% | ~$15,965 | +546.1% |
| 2029 | ~$7,210,714 | ~$797,202 | ~2.1001% | ~$16,742 | +1103.3% |
| 2030 | ~$13,429,799 | ~$876,923 | ~1.9973% | ~$17,515 | +2141.1% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.