3610 S PACE BEND RD TX 78669
| Owner | SECURITY STATE BANK & TRUST |
|---|---|
| Parcel ID | 0547090115 |
| Short ID | 356181 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 3,834 SF |
| Land SF | 97,138 SF |
| Acres | 2.230 |
| Year Built | 1998 |
| Legal | LOT 1 PALEFACE PARK PHS I SEC A |
| Neighborhood | 58SWE |
| Land | $242,845 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $242,845 |
| Improvement | $763,875 |
|---|---|
| Total Improvement | $763,875 |
| Market | $1,006,720 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,006,720 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,006,720 |
| Taxable Value | $1,006,720 |
|---|
Appreciation: Market value has risen +24.1% from $811,465 (2021) to $1,006,720 (2025), a CAGR of 5.5% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.7041% in 2025 (+0.0281% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $17,155. Lake Travis ISD is the largest single contributor, at 61.0% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 24% of market value ($242,845 land vs $763,875 improvements), about $2/SF of land. Most value sits in the improvements, so building condition, age (~28 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,006,720, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +5.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $1,318,127 by 2030, with an estimated annual tax burden around $19,493. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 28,000 SF | ✗ |
| 1ST | 1st Floor | 3,834 SF | ✓ |
| 503 | CANOPY - BANK | 1,014 SF | ✗ |
| 571C | STORAGE DET COMM | 236 SF | ✓ |
| 501 | CANOPY | 216 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $10,466.87 | $10,466.87 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,783.71 | $3,783.71 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,188.16 | $1,188.16 | Paid |
| E08 Travis County ESD # 08 | 0.0970% | 0.0790% | 0.0810% | 0.0830% | 0.0930% | +0.0100% | $936.40 | $936.40 | Paid |
| E16 Travis County ESD # 16 | 0.0880% | 0.0740% | 0.0730% | 0.0750% | 0.0775% | +0.0025% | $780.21 | $780.21 | Paid |
| Combined Rate | 1.8843% | 1.7820% | 1.6334% | 1.6760% | 1.7041% | +0.0281% | $17,155.35 | $17,155.35 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,053,361 | $1,006,720 | +4.6% |
| Assessed Value | $1,053,361 | $1,006,720 | +4.6% |
| Land Value | $242,845 | $242,845 | +0.0% |
| Improvement Value | $810,516 | $763,875 | +6.1% |
| Taxable Value | $1,053,361 | $1,006,720 | +4.6% |
| Total Tax 2026 = estimate |
~$17,950
Estimated
|
~$17,155
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,053,361 | $1,053,361 | +0 (+0.0%) |
| Taxable Value | $1,053,361 | $1,053,361 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,053,361 | $242,845 | $810,516 | — | $1,053,361 | $1,053,361 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,006,720 | $242,845 | $763,875 | — | $1,006,720 | $1,006,720 | ~$17,155 | Partial |
| 2024 | $881,291 | — | — | −$638,446 | $242,845 | $— | $16,769 | Verified |
| 2023 | $822,837 | — | — | −$579,992 | $242,845 | $— | $14,395 | Verified |
| 2022 | $818,841 | — | — | −$575,996 | $242,845 | $— | $14,663 | Verified |
| 2021 | $811,465 | — | — | −$568,620 | $242,845 | $— | $15,429 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +4.6% | +4.6% | ~100% | Not available | Partial |
| 2025 | +0.6% | +0.6% | ~100% | Not available | Partial |
| 2024 | +13.5% | +13.5% | ~100% | 1.6800% | Verified |
| 2023 | +7.1% | +7.1% | ~100% | 1.6300% | Verified |
| 2022 | +0.5% | +0.5% | ~100% | 1.7800% | Verified |
| 2021 | base year | — | ~100% | 1.9000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +22.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +4.6% | +5.5% | +4.6% | +14.2% | 2025 | +0.5% | 2023 |
| Assessment Ratio | 100.0% | 52.8% | — | 100.0% | 2025 | 27.6% | 2024 |
| Effective Tax Rate (2025) | 1.7000% | 1.7000% | — | 1.7000% | 2025 | 1.7000% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$17,155 | $15,682 | ~$18,564 | $17,155 | 2025 | $14,395 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,062,474 | ~$1,062,474 | ~1.6590% | ~$17,627 | +5.5% |
| 2027 | ~$1,121,316 | ~$1,121,316 | ~1.6140% | ~$18,098 | +11.4% |
| 2028 | ~$1,183,417 | ~$1,183,417 | ~1.5689% | ~$18,567 | +17.6% |
| 2029 | ~$1,248,957 | ~$1,248,957 | ~1.5239% | ~$19,033 | +24.1% |
| 2030 | ~$1,318,127 | ~$1,318,127 | ~1.4788% | ~$19,493 | +30.9% |
| 2026 | ~$1,042,340 | ~$1,042,340 | ~1.7041% | ~$17,762 | +3.5% |
| 2027 | ~$1,079,220 | ~$1,079,220 | ~1.7041% | ~$18,391 | +7.2% |
| 2028 | ~$1,117,405 | ~$1,117,405 | ~1.7041% | ~$19,042 | +11.0% |
| 2029 | ~$1,156,941 | ~$1,156,941 | ~1.7041% | ~$19,715 | +14.9% |
| 2030 | ~$1,197,876 | ~$1,197,876 | ~1.7041% | ~$20,413 | +19.0% |
| 2026 | ~$1,082,609 | ~$1,082,609 | ~1.6365% | ~$17,717 | +7.5% |
| 2027 | ~$1,164,218 | ~$1,164,218 | ~1.5689% | ~$18,266 | +15.6% |
| 2028 | ~$1,251,979 | ~$1,251,979 | ~1.5014% | ~$18,797 | +24.4% |
| 2029 | ~$1,346,356 | ~$1,346,356 | ~1.4338% | ~$19,304 | +33.7% |
| 2030 | ~$1,447,847 | ~$1,447,847 | ~1.3662% | ~$19,781 | +43.8% |
In 2025, this property's market value of $1,006,720 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -29% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,006,720 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $881,291 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $822,837 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $818,841 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $811,465 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.