14408 BERNING RD 78660
| Owner | CHAPMAN PATRICIA & ADAM CHAPMAN |
|---|---|
| Parcel ID | 0258401620 |
| Short ID | 968455 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,856 SF |
| Land SF | 8,429 SF |
| Acres | 0.194 |
| Year Built | 2022 |
| Legal | ENTRADA PHS 5 BLK S LOT 27 |
| Neighborhood | A5850 |
| Land | $112,144 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $112,144 |
| Improvement | $252,784 |
|---|---|
| Total Improvement | $252,784 |
| Market | $364,928 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $364,928 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $364,928 |
| Exemptions (−) (DV,HS) | −$82,986 |
|---|---|
| Taxable Value | $281,942 |
Appreciation: Market value has risen +20.7% from $302,417 (2024) to $364,928 (2025), a CAGR of 20.7% over 1 year. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 1.7240% in 2025 (+0.0338% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $4,861. Pflugerville ISD is the largest single contributor, at 56.5% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 31% of market value ($112,144 land vs $252,784 improvements), about $13/SF of land. Most value sits in the improvements, so building condition, age (~4 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +20.7% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $933,710 by 2030, with an estimated annual tax burden around $8,163. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 1,856 SF | ✗ |
| 1ST | 1st Floor | 1,116 SF | ✓ |
| 2ND | 2nd Floor | 740 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 380 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 60 SF | ✗ |
| 252 | BEDROOMS | 4 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,379.04 | $2,379.04 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,059.66 | $1,059.66 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $332.76 | $332.76 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $329.25 | $329.25 | Paid |
| E17 Travis County ESD #17 | 0.0450% | 0.0245% | 0.0230% | 0.0370% | 0.0305% | -0.0065% | $108.25 | $108.25 | Paid |
| Combined Rate | 1.9922% | 1.7860% | 1.6148% | 1.6902% | 1.7240% | +0.0338% | $4,208.96 | $4,208.96 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $339,725 | $364,928 | -6.9% |
| Assessed Value | $339,725 | $364,928 | -6.9% |
| Land Value | $110,715 | $112,144 | -1.3% |
| Improvement Value | $229,010 | $252,784 | -9.4% |
| Taxable Value | $261,780 | $281,942 | -7.2% |
| Exemptions | DV,HS | DV,HS | |
| Total Tax 2026 = estimate |
~$4,513
Estimated
|
~$4,209
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $378,271 | $339,725 | -38,546 (-10.2%) |
| Taxable Value | $292,617 | $261,780 | -30,837 (-10.5%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $339,725 | $110,715 | $229,010 | — | $339,725 | $261,780 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $364,928 | $112,144 | $252,784 | — | $364,928 | $281,942 | ~$4,209 | Partial |
| 2024 | $302,417 | — | — | −$192,417 | $110,000 | $— | $5,342 | Verified |
| 2023 | $— | — | — | — | $80,000 | $— | $3,006 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +3.7% | +3.7% | ~100% | Not available | Partial |
| 2025 | -10.2% | -10.2% | ~100% | Not available | Partial |
| 2024 | +68.1% | +68.1% | ~100% | 1.3100% | Verified |
| 2023 | base year | — | ~100% | 1.2400% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +50.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -6.9% | +6.9% | +22.5% | +20.7% | 2025 | -6.9% | 2026 |
| Assessment Ratio | 100.0% | 78.8% | — | 100.0% | 2025 | 36.4% | 2024 |
| Effective Tax Rate (2025) | 1.1500% | 1.1500% | — | 1.1500% | 2025 | 1.1500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$4,209 | $4,776 | ~$7,402 | $5,342 | 2024 | $4,209 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$440,360 | ~$401,421 | ~1.6570% | ~$6,652 | +20.7% |
| 2027 | ~$531,385 | ~$441,563 | ~1.5900% | ~$7,021 | +45.6% |
| 2028 | ~$641,225 | ~$485,719 | ~1.5229% | ~$7,397 | +75.7% |
| 2029 | ~$773,769 | ~$534,291 | ~1.4559% | ~$7,779 | +112.0% |
| 2030 | ~$933,710 | ~$587,720 | ~1.3888% | ~$8,163 | +155.9% |
| 2026 | ~$433,062 | ~$401,421 | ~1.7240% | ~$6,921 | +18.7% |
| 2027 | ~$513,916 | ~$441,563 | ~1.7240% | ~$7,613 | +40.8% |
| 2028 | ~$609,867 | ~$485,719 | ~1.7240% | ~$8,374 | +67.1% |
| 2029 | ~$723,732 | ~$534,291 | ~1.7240% | ~$9,211 | +98.3% |
| 2030 | ~$858,856 | ~$587,720 | ~1.7240% | ~$10,132 | +135.3% |
| 2026 | ~$447,659 | ~$401,421 | ~1.6235% | ~$6,517 | +22.7% |
| 2027 | ~$549,145 | ~$441,563 | ~1.5229% | ~$6,725 | +50.5% |
| 2028 | ~$673,639 | ~$485,719 | ~1.4224% | ~$6,909 | +84.6% |
| 2029 | ~$826,356 | ~$534,291 | ~1.3218% | ~$7,062 | +126.4% |
| 2030 | ~$1,013,695 | ~$587,720 | ~1.2213% | ~$7,178 | +177.8% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.